:root {
  --navy: #0e1a2b; --navy2: #16263c; --accent: #2e7d5b; --accent2: #389970;
  --ink: #1c2733; --muted: #6b7a8c; --line: #e3e9ef; --bg: #f6f8fa; --card: #ffffff;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Segoe UI', system-ui, -apple-system, sans-serif; color: var(--ink); background: var(--bg); line-height: 1.55; }
a { color: var(--accent); text-decoration: none; }
.container { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

header { background: var(--navy); color: #fff; }
nav { display: flex; align-items: center; justify-content: space-between; padding: 18px 0; }
.logo { font-size: 1.3rem; font-weight: 700; letter-spacing: -0.5px; color: #fff; }
.logo span { color: #7fd4b0; }
nav .links a { color: #cdd8e4; margin-left: 22px; font-size: 0.95rem; }
nav .links a.btn { background: var(--accent); color: #fff; padding: 8px 18px; border-radius: 6px; }

.hero { background: linear-gradient(160deg, var(--navy) 0%, var(--navy2) 100%); color: #fff; padding: 72px 0 84px; }
.hero h1 { font-size: 2.6rem; line-height: 1.15; letter-spacing: -1px; max-width: 640px; }
.hero p.sub { color: #b9c7d6; font-size: 1.15rem; margin: 18px 0 30px; max-width: 560px; }
.hero .stats { display: flex; gap: 40px; margin-top: 44px; }
.hero .stat b { display: block; font-size: 1.8rem; color: #7fd4b0; }
.hero .stat span { color: #9fb0c2; font-size: 0.9rem; }

.btn { display: inline-block; background: var(--accent); color: #fff; border: none; padding: 12px 26px;
  border-radius: 7px; font-size: 1rem; font-weight: 600; cursor: pointer; }
.btn:hover { background: var(--accent2); }
.btn.ghost { background: transparent; border: 1px solid #4a5d73; color: #cdd8e4; margin-left: 12px; }

section.features { padding: 64px 0; }
.grid3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 22px; margin-top: 30px; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 26px; }
.card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.card p { color: var(--muted); font-size: 0.93rem; }
h2.sect { font-size: 1.7rem; letter-spacing: -0.5px; }

footer { background: var(--navy); color: #8fa1b5; font-size: 0.8rem; padding: 34px 0; margin-top: 60px; }
footer .container { max-width: 900px; }

/* app */
.appwrap { display: grid; grid-template-columns: 380px 1fr; gap: 26px; padding: 34px 0; align-items: start; }
@media (max-width: 900px) { .appwrap { grid-template-columns: 1fr; } }
.panel { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 24px; }
.panel h2 { font-size: 1.15rem; margin-bottom: 16px; }
label { display: block; font-size: 0.82rem; font-weight: 600; color: var(--muted); margin: 12px 0 4px; }
input, select { width: 100%; padding: 9px 11px; border: 1px solid var(--line); border-radius: 6px; font-size: 0.95rem; background: #fff; }
input:focus, select:focus { outline: 2px solid #bfe3d3; border-color: var(--accent); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.lvr-line { margin-top: 10px; font-size: 0.85rem; color: var(--muted); }
.lvr-line b.warn { color: #c0392b; }

.result { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 18px 20px; margin-bottom: 12px;
  display: grid; grid-template-columns: auto 1fr auto; gap: 18px; align-items: center; }
.result .rank { font-size: 1.4rem; font-weight: 700; color: var(--accent); min-width: 34px; }
.result h4 { font-size: 1.02rem; }
.result .meta { font-size: 0.82rem; color: var(--muted); margin-top: 3px; }
.result .rate { text-align: right; }
.result .rate b { font-size: 1.3rem; color: var(--navy); display: block; }
.result .rate span { font-size: 0.75rem; color: var(--muted); }
.badge { display: inline-block; font-size: 0.68rem; padding: 2px 8px; border-radius: 20px; margin-left: 8px; vertical-align: 2px; }
.badge.pub { background: #eef2f6; color: #6b7a8c; }
.badge.ver { background: #e2f3ec; color: #237a55; }
.result label.pick { display: inline; margin: 0 0 0 6px; font-weight: 400; }
.reqbar { position: sticky; bottom: 12px; background: var(--navy); color: #fff; border-radius: 10px;
  padding: 14px 20px; display: none; justify-content: space-between; align-items: center; }
.reqbar.show { display: flex; }
.muted { color: var(--muted); font-size: 0.85rem; }
.error { color: #c0392b; font-size: 0.88rem; margin-top: 10px; }
.modal-bg { position: fixed; inset: 0; background: rgba(14,26,43,0.55); display: none; align-items: center; justify-content: center; z-index: 50; }
.modal-bg.show { display: flex; }
.modal { background: #fff; border-radius: 12px; padding: 30px; width: 400px; max-width: 92vw; max-height: 92vh; overflow-y: auto; }
.pending-note { background: #fff8e6; border: 1px solid #f0d9a0; color: #6b5217; border-radius: 8px; padding: 12px 16px; margin: 18px 0 0; font-size: 0.9rem; }
.modal h3 { margin-bottom: 14px; }
.tabs { display: flex; gap: 6px; margin-bottom: 16px; }
.tabs button { flex: 1; padding: 8px; border: 1px solid var(--line); background: #f2f5f8; border-radius: 6px; cursor: pointer; font-weight: 600; color: var(--muted); }
.tabs button.on { background: var(--navy); color: #fff; border-color: var(--navy); }

/* ---- shared page furniture ---- */
.pagehead { background: var(--navy); color: #fff; padding: 46px 0 52px; }
.pagehead h1 { font-size: 2rem; letter-spacing: -0.6px; max-width: 700px; }
.pagehead p { color: #b9c7d6; margin-top: 12px; max-width: 620px; font-size: 1.02rem; }
.crumb { font-size: 0.82rem; color: #8fa1b5; margin-bottom: 10px; }
.crumb a { color: #7fd4b0; }
.body { padding: 38px 0 20px; }
.prose { max-width: 660px; }
.prose h2 { font-size: 1.3rem; letter-spacing: -0.3px; margin: 30px 0 10px; }
.prose h3 { font-size: 1rem; margin: 22px 0 6px; }
.prose p, .prose li { color: #43505f; font-size: 0.96rem; }
.prose ul, .prose ol { margin: 8px 0 8px 20px; }
.prose li { margin-bottom: 5px; }

/* ---- data table ---- */
.tablewrap { background: var(--card); border: 1px solid var(--line); border-radius: 10px; overflow-x: auto; }
table.data { border-collapse: collapse; width: 100%; font-size: 0.9rem; min-width: 720px; }
table.data th { text-align: left; font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--muted); font-weight: 600; padding: 12px 14px; border-bottom: 1px solid var(--line); background: #f8fafb; white-space: nowrap; }
table.data td { padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }
table.data tr:last-child td { border-bottom: 0; }
table.data tbody tr:hover { background: #fafcfd; }
table.data td.n { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
table.data a.lname { font-weight: 600; color: var(--ink); }
table.data a.lname:hover { color: var(--accent); }
.poa { color: var(--muted); font-style: italic; }

.filters { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; margin-bottom: 16px; }
.filters select, .filters input { width: auto; min-width: 150px; }
.filters .count { color: var(--muted); font-size: 0.85rem; margin-left: auto; }

.chip { display: inline-block; font-size: 0.7rem; padding: 2px 8px; border-radius: 4px;
  background: #eef2f6; color: #55636f; margin-right: 4px; }
.conf { font-size: 0.7rem; padding: 2px 8px; border-radius: 20px; white-space: nowrap; }
.conf.high { background: #e2f3ec; color: #237a55; }
.conf.medium { background: #fdf1dd; color: #8a5d10; }
.conf.low { background: #f7e6e4; color: #a2433a; }

/* ---- lender detail ---- */
.kv { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 1px; background: var(--line);
  border: 1px solid var(--line); border-radius: 10px; overflow: hidden; margin-bottom: 22px; }
.kv div { background: var(--card); padding: 14px 16px; }
.kv b { display: block; font-size: 1.2rem; color: var(--navy); }
.kv span { font-size: 0.75rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.05em; }
.prod { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 20px 22px; margin-bottom: 14px; }
.prod h3 { font-size: 1.05rem; text-transform: capitalize; }
.prod .facts { display: flex; flex-wrap: wrap; gap: 18px; margin: 12px 0; font-size: 0.86rem; }
.prod .facts div span { display: block; font-size: 0.7rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.05em; }
.prod .facts div b { font-variant-numeric: tabular-nums; }
.prod .note { font-size: 0.88rem; color: #43505f; margin-top: 8px; }

/* ---- formula ---- */
.formula { background: var(--navy); color: #dfe8f0; border-radius: 10px; padding: 22px 24px; margin: 18px 0;
  font-family: ui-monospace, Consolas, monospace; font-size: 0.92rem; line-height: 1.9; overflow-x: auto; }
.formula em { color: #7fd4b0; font-style: normal; }
.worked { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 20px 22px; margin: 18px 0; }
.worked table { border-collapse: collapse; width: 100%; font-size: 0.9rem; }
.worked td { padding: 6px 0; border-bottom: 1px solid var(--line); }
.worked td:last-child { text-align: right; font-variant-numeric: tabular-nums; }
.worked tr:last-child td { border-bottom: 0; font-weight: 700; color: var(--navy); padding-top: 10px; }

/* ---- tabs (dashboard) ---- */
.navtabs { display: flex; gap: 4px; border-bottom: 1px solid var(--line); margin-bottom: 24px; }
.navtabs button { background: none; border: 0; border-bottom: 2px solid transparent; padding: 12px 18px;
  font-size: 0.94rem; font-weight: 600; color: var(--muted); cursor: pointer; }
.navtabs button.on { color: var(--navy); border-bottom-color: var(--accent); }
.tabpane { display: none; }
.tabpane.on { display: block; }

/* ---- inbox / request cards ---- */
.req { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 20px 22px; margin-bottom: 14px; }
.req .top { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; flex-wrap: wrap; }
.req h3 { font-size: 1.1rem; }
.req .sub { font-size: 0.83rem; color: var(--muted); margin-top: 3px; }
.req .facts { display: flex; flex-wrap: wrap; gap: 20px; margin: 14px 0; font-size: 0.87rem; }
.req .facts div span { display: block; font-size: 0.68rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.05em; }
.req .facts div b { font-variant-numeric: tabular-nums; }
.st { font-size: 0.7rem; padding: 3px 10px; border-radius: 20px; white-space: nowrap; font-weight: 600; }
.st.sent { background: #fdf1dd; color: #8a5d10; }
.st.offered { background: #e2f3ec; color: #237a55; }
.st.declined { background: #eef2f6; color: #6b7a8c; }
.st.accepted { background: var(--accent); color: #fff; }
.st.not_chosen { background: #f7e6e4; color: #a2433a; }

.termform { border-top: 1px solid var(--line); margin-top: 16px; padding-top: 16px; display: none; }
.termform.on { display: block; }
.termform .row3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(130px, 1fr)); gap: 12px; }
.termform .acts { display: flex; gap: 10px; margin-top: 16px; align-items: center; }
.btn.sm { padding: 8px 16px; font-size: 0.88rem; }
.btn.grey { background: #eef2f6; color: #43505f; }
.btn.grey:hover { background: #e2e8ef; }
.btn.danger { background: #fff; color: #a2433a; border: 1px solid #e6c9c5; }

.offerbox { background: #f4faf7; border: 1px solid #cfe8dc; border-radius: 8px; padding: 14px 16px; margin-top: 12px; }
.offerbox .grid { display: flex; flex-wrap: wrap; gap: 18px; font-size: 0.87rem; }
.offerbox .grid div span { display: block; font-size: 0.68rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.05em; }
.declinebox { background: #fbf6f5; border: 1px solid #ecd9d6; border-radius: 8px; padding: 12px 16px; margin-top: 12px; font-size: 0.87rem; }

/* ---- pill list (panel members) ---- */
.pills { display: flex; flex-wrap: wrap; gap: 8px; margin: 10px 0 18px; }
.pill { background: #eef2f6; border-radius: 20px; padding: 5px 12px; font-size: 0.83rem; display: flex; align-items: center; gap: 8px; }
.pill button { background: none; border: 0; color: #a2433a; cursor: pointer; font-size: 1rem; line-height: 1; padding: 0; }
.addrow { display: flex; gap: 8px; align-items: flex-end; flex-wrap: wrap; }
.addrow select, .addrow input { width: auto; min-width: 150px; }

/* ---- scenario history ---- */
.hist { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 14px 18px;
  margin-bottom: 10px; display: flex; justify-content: space-between; align-items: center; gap: 14px; }
.hist .h-main b { font-size: 0.95rem; text-transform: capitalize; }
.hist .h-main div { font-size: 0.8rem; color: var(--muted); margin-top: 2px; }
.hist .h-side { text-align: right; font-size: 0.78rem; color: var(--muted); white-space: nowrap; }